Couldn’t agree more—UM is one of those “better safe than sorry” deals. I had a buddy with a new Audi get rear-ended by someone with the bare minimum c...

Bundling definitely helps, but you're right—it varies a lot. When I switched from renting to owning, my insurance agent mentioned homeowners usually g...

Haha, yeah, I've definitely had that "snap anxiety" before. I used to keep an old hotel keycard handy just for scraping, but after it cracked on a par...

I've never really bought into the flashing high beams thing—seems like it could just as easily confuse deer and make them freeze right in your path. H...

Totally get where you're coming from. Had a similar thing happen last year—someone's kid opened their door right into my car at the grocery store. Was...

Yeah, insurance can be tricky like that. Had a similar issue with my Audi—thought ceramic brakes were clearly safety upgrades, but nope, insurer saw t...