Honestly, I’ve tried pushing the rental company for an upgrade, but unless you’re willing to pay out of pocket, they usually just shrug. Insurance onl...

I get where you’re coming from, but honestly, my experience with AAA hasn’t always been stellar either. Had a breakdown once in my S-Class, and the AA...

Honestly, I lean toward the lower deductible too. With my last car, a minor fender bender set me back way more than I expected, and the “savings” on p...

Honestly, I think it depends a lot on the insurer. In my case, I actually went through the fine print before signing up for Uber, and my agent was pre...

Yeah, the “totaled” math always feels stacked against you, especially if you’ve babied your car or thrown money into upgrades. I had a similar headach...

Yeah, I’ve run into this at car dealerships too—especially when they have a manufacturer rebate and a dealer coupon. Sometimes it’s just the way their...

Couldn’t agree more—UM is one of those “better safe than sorry” deals. I had a buddy with a new Audi get rear-ended by someone with the bare minimum c...

Bundling definitely helps, but you're right—it varies a lot. When I switched from renting to owning, my insurance agent mentioned homeowners usually g...

Haha, yeah, I've definitely had that "snap anxiety" before. I used to keep an old hotel keycard handy just for scraping, but after it cracked on a par...

I've never really bought into the flashing high beams thing—seems like it could just as easily confuse deer and make them freeze right in your path. H...

Totally get where you're coming from. Had a similar thing happen last year—someone's kid opened their door right into my car at the grocery store. Was...

Yeah, insurance can be tricky like that. Had a similar issue with my Audi—thought ceramic brakes were clearly safety upgrades, but nope, insurer saw t...