aaronlopez19
@aaronlopez19
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Topics: 1 / Replies: 14
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, you nailed it. Insurance companies can get picky about “routine use”—it’s not just scare tactics. I’ve seen claims get messy when someone bo...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I get the peace of mind angle, but sometimes folks overpay for it. If you rarely drive the car or keep it garaged, a higher deductible can m...

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RE: Why can’t I use my points AND a coupon at checkout?

- I get the urge to chase every discount, but honestly, sometimes the time spent trying to stack deals just isn’t worth the couple bucks saved. I’d ra...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Title: Fine Print Surprises Are Way Too Common Yeah, the fine print is definitely where most folks get tripped up. I see it all the time. A few thing...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Totally hear you on the fine print—sometimes it feels like you need a law degree just to figure out what’s actually covered. That “Period 1” thing is ...

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RE: little-known ways to snag cheaper insurance in Alaska

Title: Little-Known Ways to Snag Cheaper Insurance in Alaska You’re right about the smaller agencies sometimes having the inside scoop. I’ve seen fol...

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RE: is accident forgiveness really worth it in Ohio?

- That $10-15 a month adds up, but so does a rate hike after even a minor fender bender. I’ve seen folks get hit with a 30% increase after a single at...

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RE: Finding budget-friendly auto insurance in Alabama: my step-by-step

- Been there. Tried telematics for a few months—felt like I was being graded on every turn and stop. - I get the appeal for discounts, but honestly,...

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RE: is accident forgiveness really worth it in Ohio?

Good tires and defensive driving are definitely key—your dad's spot on there. But accident forgiveness can be a decent safety net, especially if you'r...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Good call on the double copies—tech glitches always seem to hit at the worst moments. I'd just add a couple things from experience: - Check your stat...

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RE: lent my car to a friend, insurance got messy real quick

Good call checking your policy beforehand—saves a ton of hassle. A lot of people assume their insurance covers anyone who hops behind the wheel, but t...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Interesting observation, but honestly, I doubt it's just random. Parking enforcement usually targets cars based on complaints or visibility issues rat...

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RE: little-known ways to snag cheaper insurance in Alaska

Good tip on wildlife safety courses—definitely worth it if you're driving in moose-heavy areas. Another overlooked one is mileage tracking apps; insur...

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RE: Finally figured out how car insurance works in no-fault states

Good points here. Honestly, I've had both premium and budget tires over the years, and I've noticed it mostly comes down to how you drive and maintain...

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