Totally agree on timestamping—saved me once when my classic Mustang got sideswiped at a car meet. Had receipts for the custom wheels, but the insurer tried to claim they weren't installed yet. Luckily, I'd snapped a few casual shots at the meet with timestamps clearly visible. After that hassle, I started emailing myself photos periodically just to have an extra backup... insurers can get weirdly picky about mods, especially if they're pricey or rare.
Timestamping is smart, especially for mods or restorations. I've seen insurers push back simply because they can't clearly confirm when or if something was installed. Photos definitely help, but I'd also suggest keeping a quick log or notes on install dates and details—doesn't have to be fancy, even a simple email draft works. Basically, the more evidence you have upfront, the less likely they'll drag their feet later... insurance companies hate gray areas almost as much as customers do.
Totally agree, timestamps and notes are key. I just bought my first policy and my agent specifically said insurers look for any reason to question claims. I'm already keeping a folder with receipts and quick phone pics... better safe than sorry.
"I'm already keeping a folder with receipts and quick phone pics... better safe than sorry."
That's exactly what I've been doing for years. Had a minor accident a while back and the insurer initially pushed back on the repairs. Thankfully, I had detailed photos right after it happened, plus receipts from recent maintenance to show everything was in good condition beforehand. They eventually approved my claim, but it was stressful. You're definitely on the right track—being thorough upfront saves headaches down the line.
Keeping good records is smart. Learned that the hard way myself—had a claim denied once because I didn't have enough proof. Had to eat the repair costs out of pocket, and it wasn't cheap either. Ever since, I snap pics of everything, even minor dings or scratches. Insurance companies aren't your friends...they'll look for any reason not to pay up, so you've gotta cover your own back. Better safe than broke, right?
