Had something like this happen a couple years back—someone sideswiped my parked car and left a nasty scrape. Insurance initially brushed me off, saying it was "just cosmetic," but I wasn't convinced. Ended up getting a second opinion from another mechanic who pointed out potential rust issues down the line if left unfixed. Sent that in, politely but firmly, and they changed their tune pretty fast. Seems like persistence (and a bit of backup evidence) usually pays off...
Glad you pushed back on that. I'm pretty new to this whole insurance thing, and honestly, stories like yours make me skeptical about how these companies handle claims at first. Had a similar issue recently—nothing major, just a small ding—but the rep kept saying it wasn't worth filing. Now I'm wondering if I should've gotten another opinion too... Anyway, good to know persistence and solid evidence can actually get results. Makes me feel less hesitant about standing my ground next time something happens.
Had something similar happen to me a while back. My car got lightly rear-ended at a stoplight—barely noticeable damage, just a few scratches and a tiny dent. The insurance rep immediately told me it wasn't worth filing because my deductible was higher than the repair estimate. At first, I agreed, thinking it made sense financially.
But then I started wondering if the damage might lead to rust or other issues down the line. Decided to get a second opinion from a local mechanic I trust. Turns out, the damage was minor enough that it really wasn't worth filing after all—but I'm glad I checked anyway. Sometimes reps are right, but they're also looking out for their company's bottom line, so it never hurts to trust your gut and double-check.
Definitely good to hear persistence paid off in your case though. Documenting everything thoroughly can really save you headaches later—learned that lesson the hard way myself...
Had a similar experience a couple years ago. Got sideswiped in a parking lot—damage looked minor, just some paint transfer and a small dent. Insurance rep said the same thing, deductible was higher than the repair cost, so I almost let it go. But something felt off, so I took it to my mechanic anyway. Turns out the impact had slightly bent the alignment and suspension components. Nothing major, but enough to cause uneven tire wear down the road.
Ended up being glad I double-checked because those hidden issues would've cost me way more later on. Insurance eventually covered it after I provided documentation from the mechanic. Like you said, reps aren't always wrong, but they're definitely looking out for their company's interests first. Always worth getting a second opinion if something doesn't feel right...
Glad it worked out for you, but honestly, sometimes involving insurance for minor stuff can backfire. Had a similar issue once—ended up with higher premiums later. Sometimes it's better to handle small repairs yourself and save the claims for bigger headaches down the road...
