I hear ya, paperwork can be a pain...but honestly, most adjusters aren't out to get you. We're just regular folks buried under company policies. Sometimes even we roll our eyes at the hoops we have to make you jump through—trust me, it's not personal.
Yeah, I get what you're saying...most adjusters I've dealt with have been pretty decent people. But sometimes, from the customer side, it really feels like the system is stacked against you. Like last year, I had a minor fender bender—nothing major, just cosmetic stuff—but the hoops I had to jump through were unreal. Photos from every angle imaginable, multiple estimates, and then they questioned if it was even covered because of some fine print I never noticed.
I mean, I get that policies are policies and everyone's just doing their job, but it does make you wonder if all that red tape is really necessary. Is it just to discourage claims or something? Or maybe it's just bureaucracy gone wild...either way, it's frustrating when you're already stressed about your car.
Yeah, totally relate to that...had a similar issue myself. It honestly feels like they make the process intentionally tedious sometimes—maybe hoping people just give up on smaller claims. But then again, guess they're just covering themselves too. Still frustrating tho.
Had something similar happen when my windshield cracked—insurance initially denied it, claiming it was "cosmetic." Took photos, documented everything, and eventually got them to reconsider. Makes me wonder, though...anyone ever successfully challenged a denied claim without jumping through hoops?
Had a similar run-in last year when some genius backed into my bumper at the grocery store. Insurance tried to label it "minor cosmetic damage," claiming it wasn't worth their time. I didn't bother with a drawn-out appeal—just emailed them a couple sharply worded paragraphs referencing their own policy terms and a quote from my mechanic. Got approved pretty quick after that. Honestly, seems like they bank on people giving up easily...
