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Total Loss & Car Insurance Payouts
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Just found out something kinda wild—apparently if your financed car gets totaled and insurance pays less than what you owe, you're still stuck paying the difference. Like, imagine your car's wrecked, insurance hands you a check, and you're thinking "phew, glad that's over," but nope, you still owe the bank money for a car you don't even have anymore. Seems kinda unfair, right? Anyone else ran into this or know more about how to avoid getting stuck like that?