"Sometimes these perks sound great until you actually need to use them..."
Haha, as someone currently drowning in insurance fine print for the first time, this hits home. Feels like I'm decoding ancient runes... thanks for the heads-up, I'll definitely keep my magnifying glass handy.
Having dealt with claims from both companies, I'd say the fine print isn't always the villain. Sometimes those "perks" actually do come through—just depends if they're practical for your situation or just flashy extras padding your premium...
I've seen perks swing both ways. Had a client who got stranded out near Flagstaff, and that roadside assistance perk he almost dropped ended up saving his weekend. But yeah, always weigh if it's something you'd realistically use or just fluff...
Had a similar experience, but honestly, roadside assistance through insurance isn't always the best bang for your buck. When I crunched the numbers, getting AAA separately worked out cheaper overall and gave me more flexibility. Plus, if you switch insurers later, your roadside coverage stays intact. Definitely worth comparing standalone options before settling on one bundled into your policy...
Yeah, I figured out the same thing after getting stranded once. My insurance roadside assistance took forever, and when they finally showed up, it wasn't even their own truck—just some random local tow company they contracted. After that mess, I switched to AAA. It's been way smoother since then, plus the discounts at hotels and restaurants kinda sweeten the deal. Definitely feels better knowing I'm covered no matter who I insure my car with down the road...
