Yeah, rental car coverage can definitely trip people up—it's one of those sneaky details that sounds straightforward until you actually need it. A quick checklist is a great idea; I'd also suggest jotting down specific scenarios you're concerned about (like roadside assistance or windshield replacement) and asking directly about those. Anyway, sounds like you're on the right track...insurance shopping isn't fun, but at least you'll know exactly what you're getting into. Good luck!
Rental coverage is definitely a sneaky one. I remember confidently declining it once, thinking my regular policy had me covered... until a rogue pebble cracked my windshield on a road trip. Let's just say, lesson learned the hard way. You're smart to dig into those details now—insurance fine print is rarely entertaining reading, but knowing exactly what's covered can save you from some serious headaches down the road. You've got this!
Honestly, rental coverage might be a bit overrated. Had a windshield crack last summer and the out-of-pocket wasn't as brutal as everyone makes it sound. Sometimes paying extra monthly isn't worth the occasional mishap... just my two cents.
I get your point, but rental coverage isn't just about windshield cracks—those are usually manageable. It's more about bigger issues that can sideline your car for days. Last winter, my alternator went out unexpectedly, and without rental coverage, I was stuck relying on friends and Uber for a week... definitely added up quick. If you're budget-conscious (like me), it's worth weighing the monthly expense against the potential hassle of being carless—just something to think about.
Have you checked if either company offers rental coverage as part of a bundled package or at a discounted rate? Sometimes insurers like State Farm or Farm Bureau will include it in a broader policy, making it more affordable. Also, do you know how quickly each company processes claims? That could make a big difference if you're worried about being without a car for days... might be worth asking around or checking reviews to see which one has better turnaround times.
