"Farm Bureau usually came out cheaper for me, especially when bundling home and auto."
Interesting you mention bundling—I've heard that too, but as someone new to insurance, I found Geico's standalone classic car coverage surprisingly competitive. Might be worth checking them out separately before committing to a bundle. Plus, their online quoting tool made it easy to compare without any pressure... which is nice when you're still figuring things out.
I've noticed Farm Bureau tends to be pretty solid for bundling too, but have you looked closely at the specifics of classic car coverage? Sometimes the fine print can differ quite a bit between companies. I remember when I switched insurers last year, I realized that agreed-value coverage wasn't standard everywhere. Might be worth double-checking exactly what's included with Farm Bureau or State Farm before jumping in... especially if your ride's got some sentimental or collector value. Have you checked into that yet?
Good point about classic car coverage—gotta watch that fine print. I nearly got burned once assuming my old family wagon qualified as a "classic"...turns out sentimental value doesn't count for much, haha. Definitely worth double-checking those details before pulling the trigger.
"turns out sentimental value doesn't count for much, haha."
Haha, learned that lesson myself the hard way. A few years back, I proudly tried to insure my dad's old pickup as a classic—thought it was a no-brainer since it had been in the family forever. Turns out, insurers weren't exactly impressed by the rust spots and duct-taped seats... Sentimental classics don't always match insurance definitions, unfortunately. Definitely pays to read the fine print carefully before committing.
A few years back, I proudly tried to insure my dad's old pickup as a classic—thought it was a no-brainer since it had been in the family forever.
Haha, totally relate to this. My uncle had this ancient Jeep he swore was a "classic," but honestly, it was more rust than metal. He tried insuring it with State Farm, thinking they'd appreciate the sentimental angle, but nope—they weren't buying it. Makes me wonder though, is Farm Bureau any different? Maybe they're more flexible with older vehicles... or is sentimental value universally worthless to insurers? Curious if anyone's had better luck elsewhere.
