Yeah, claims handling is huge. I've had my share of fender-benders (not proud of it, but hey, stuff happens...), and from experience, State Farm's been consistently solid. Farm Bureau isn't bad either, but their network can be a bit limited depending on your area. I'd suggest checking local reviews or even calling a couple repair shops nearby—ask them directly which insurer tends to process claims faster and smoother. That little extra step can save you headaches later on.
"I'd suggest checking local reviews or even calling a couple repair shops nearby—ask them directly which insurer tends to process claims faster and smoother."
That's actually a great tip, thanks! I'm new to insurance myself and recently did exactly that. Called two local body shops, and both mentioned State Farm as being pretty hassle-free. Made my decision easier...
Did the same thing last year before my cross-country trip. Called around, and State Farm came up a lot as easy to deal with. Had one minor claim in Arizona—smooth process, no headaches. Seems like a solid choice overall.
Been with Farm Bureau for a good 8 years now, and they've been solid—rates are decent, and customer service is responsive. Haven't had a claim yet though, so can't speak to that side... State Farm seems reliable from what others say.
"Haven't had a claim yet though, so can't speak to that side..."
Yeah, that's the tricky part... I've heard good things about Farm Bureau too, but honestly, the real test is when something actually happens. I'm leaning toward State Farm myself—just feels safer to go with a bigger name, y'know?
