Had my Audi insured with State Farm for a while—here's my quick take:
- Mileage flexibility was definitely better than what you're describing with Farm Bureau. Took it on a spontaneous weekend trip to Napa, no issues at all.
- Customer service was decent, but honestly felt a bit impersonal at times... like I was just another policy number.
- Pricing wasn't exactly cheap, but coverage felt comprehensive enough.
Farm Bureau sounds solid if you're mostly local, but if you want freedom to roam, State Farm might be the safer bet.
Gotta agree with you on the mileage flexibility—State Farm definitely has the edge there. But honestly, if you're budget-conscious like me, Farm Bureau can sometimes offer better value if you mostly stay local. One thing I'd suggest is checking out any discounts for low mileage or bundling home and auto policies. Did that myself last year, saved a decent chunk. Coverage-wise, both seem solid enough, so really comes down to your driving habits and wallet...
Had a similar dilemma myself a couple years back. Ended up going with Farm Bureau because we mostly just shuttle the kids around town and rarely do long trips. Honestly, their local agent was super helpful when we had a minor fender-bender—made the whole claims process pretty painless. But I do hear good things about State Farm's roadside assistance. Anyone had experience with that? Curious if it's worth factoring into the decision...
Had State Farm for years, and their roadside assistance saved my bacon more than once. Had a flat tire late at night on a road trip once, and they had someone out surprisingly fast. Pretty stress-free experience overall. Farm Bureau sounds great locally, but if you're even occasionally traveling longer distances or late hours, State Farm's roadside might be a lifesaver. Just my two cents from personal experience...
"Had a flat tire late at night on a road trip once, and they had someone out surprisingly fast."
Can confirm—State Farm's roadside is pretty clutch at weird hours. Farm Bureau's solid locally, but if you're prone to midnight snack runs or spontaneous road trips...might wanna stick with SF. Just sayin'.
