Have you checked if either State Farm or Farm Bureau lets you opt out of roadside assistance to save a bit? Since you're already happy with AAA, no point paying twice for the same coverage...
Good point about checking on roadside assistance. I looked into this recently, and State Farm does let you drop it to save a bit—Farm Bureau seems to vary by state, so you'd have to double-check locally. Honestly, if you're already set with AAA, no sense in doubling up. Also, keep an eye on bundling discounts or loyalty perks; sometimes those can offset minor price differences between companies.
"Honestly, if you're already set with AAA, no sense in doubling up."
Totally agree with you there. Learned that lesson the hard way a few years back—had roadside assistance through both my insurance and AAA without even realizing it. It wasn't until I got a flat tire and called AAA (because that's who I've always trusted) that I realized I'd been paying extra on my insurance for something I never used. Felt pretty silly after that one...
Also, good call about checking into bundling discounts. I shopped around last renewal cycle and found that bundling my home and auto made a noticeable difference. Not huge, but every bit counts these days. As for Farm Bureau vs State Farm, I've had friends swear by both, so it probably comes down to local agents and how responsive they are when you actually need them. Either way, sounds like you're doing your homework—smart move.
"Either way, sounds like you're doing your homework—smart move."
Yeah, gotta second this. Insurance is one of those things that's easy to overlook until you really need it. I've been looking into Farm Bureau lately myself...heard good things about their customer service, but State Farm seems solid too. Honestly, it's probably a toss-up depending on your local agents. Good luck with the decision though, sounds like you're already ahead of most people (myself included, lol).
I've been with State Farm for a couple years now, and honestly, they've been decent enough. Had a minor fender-bender last year (totally not my fault, I swear...) and they handled it pretty smoothly. But I've heard some mixed reviews about Farm Bureau—great rates but hit-or-miss claims processing. Might depend heavily on your local office, like others mentioned. I'd say chat up both agents and trust your gut...insurance is basically gambling anyway, right?
