Yeah, temp coverage always feels like a pain until you actually need it. Learned that the hard way when I rented a car for a weekend trip—thought my credit card had me covered. Turns out, the fine print excluded SUVs (seriously?). Ended up paying out of pocket for a minor scrape...not fun.
Since then, I just bite the bullet and get the temp coverage. Sure, it's annoying to pay extra, but dealing with insurance companies afterward is way worse. And honestly, with how unpredictable other drivers can be these days, I'd rather just pay for peace of mind and skip the headache.
"Sure, it's annoying to pay extra, but dealing with insurance companies afterward is way worse."
Totally agree with this. I used to think temp coverage was just another upsell, until a friend borrowed my car for literally one afternoon and got rear-ended at a stoplight. Thankfully, I'd gotten temporary coverage because I was paranoid about lending it out. The claim process was surprisingly smooth—no endless phone calls or paperwork nightmares. Now, whenever I'm renting or lending, I just factor in the extra cost as part of the deal...better safe than sorry.
Yeah, temporary insurance can be a lifesaver. Ever think about how much stress you're saving yourself by just paying a little extra upfront? Had an accident once without it—trust me, you don't wanna go down that road...
Totally agree, temporary coverage is one of those things you don't fully appreciate until you actually need it. Had a rental car incident myself—nothing major, just a scratch—but seeing that repair bill was a wake-up call. Better safe than sorry, right?
Yeah, rental car scratches can be surprisingly pricey... but do you think temporary coverage makes sense for shorter trips too, like just a weekend getaway? Or is it mostly worth it for longer rentals? Curious what others think.
