I'm borrowing my brother's car for about 4-5 days next week while mine's in the shop (long story involving a pothole and my questionable driving skills, lol). Anyway, I've been looking at insurance options and narrowed it down to two choices. One is a daily rate policy—super flexible, pay only for the exact days I need—but the per-day cost seems kinda steep. The other option is a weekly package that's cheaper overall but means I'm paying for days I won't actually use.
I'm leaning towards the weekly one just because it's less hassle and cheaper overall, but part of me feels like it's wasteful to pay for extra days. Has anyone else been in this spot before? Curious which way you went and if you felt like you made the right call afterward.
"I'm leaning towards the weekly one just because it's less hassle and cheaper overall, but part of me feels like it's wasteful to pay for extra days."
I'd go weekly too—daily rates always look good until you do the math. Plus, peace of mind knowing you're covered if repairs drag on an extra day or two... been there, done that.
Yeah, weekly usually makes more sense. Daily rates seem appealing at first glance, but they add up quick if anything unexpected pops up. Had a client once who thought repairs would take two days tops... ended up needing coverage for nearly a week. Better to have that cushion than scrambling last minute, imo.
"Had a client once who thought repairs would take two days tops... ended up needing coverage for nearly a week."
Yeah, exactly. People underestimate how quickly a simple repair can spiral into something bigger. Step one: assume your mechanic's timeline is optimistic. Step two: add at least two extra days to whatever estimate you're given. Step three: pick the weekly rate because nine times out of ten, it'll save you money and stress. Learned this the hard way myself—daily rates look good until you're stuck waiting on parts or dealing with unexpected delays.
Step two: add at least two extra days to whatever estimate you're given. Step three: pick the weekly rate because nine times out of ten, it'll save you money and stress.
Been there, done that... twice. With my track record, repairs always take longer than expected. I'd just bite the bullet and go weekly—better safe than sorry, especially if your luck's anything like mine, lol.
