I've noticed the same thing—usage-based insurance definitely nudged me into smoother driving habits. At first, I figured it'd just be temporary while I adjusted, but now it's second nature. Funny how a little data feedback can rewire your brain like that.
As for weekend trips, I ended up putting my savings towards some overdue maintenance on my classic Mustang. Not exactly glamorous, but keeping her running smooth is worth every penny. Sounds like you're making the most of those extra trips though...good call.
Totally get you on the maintenance thing—might not be flashy, but it's weirdly satisfying knowing your ride's in good shape. I had a similar experience with my old Honda Civic. Saved a bit from my insurance discounts and finally got around to replacing the brakes and tires. Felt like a mini victory every time I drove after that...smooth and safe. Those weekend trips you're taking sound great though, gotta enjoy the little adventures while you can.
I see your point about maintenance being satisfying, but honestly, when you're tight on cash, isn't it smarter to build up an emergency fund first? I mean, discounts are great, but what if something unexpected pops up before you get those brakes replaced...
I get where you're coming from, but honestly, delaying maintenance can bite you harder financially down the road. I remember when I was younger, I kept putting off replacing my brake pads to save cash—ended up warping my rotors and paying triple what I would've initially. Sure, an emergency fund is crucial, but sometimes preventive maintenance is the smarter financial move, even if it feels tight at first. It's all about finding that balance between immediate savings and long-term costs...
Good point on maintenance, but insurance is a bit different. Couple ideas from experience:
- Shop around yearly; loyalty doesn't always pay.
- Consider higher deductibles if you're careful—just stash that deductible away.
- Check discounts for mileage limits or classic status...saved me quite a bit.
