Roadside assistance is nice, but honestly, I've been skipping it for years. A decent set of jumper cables, a spare tire, and a friend willing to pick up the phone at midnight usually covers it. Agree on liability limits though—going bare minimum is just asking for trouble. But rental reimbursement? Nah, I'd rather stash that cash for actual repairs or gas money...
"But rental reimbursement? Nah, I'd rather stash that cash for actual repairs or gas money..."
Fair point, rental coverage isn't for everyone—especially if you've got backup transportation. Curious though, have you ever run the numbers on comprehensive vs. collision coverage? Sometimes tweaking those can free up more cash than you'd think...
"Sometimes tweaking those can free up more cash than you'd think..."
True, but messing with collision or comprehensive on a classic is risky—one bad day and you're out way more than the few bucks you saved. I'd rather pinch pennies elsewhere...
Good point—seen plenty of folks regret cutting corners on coverage. Still, if you're careful and realistic about your car's value, tweaking deductibles slightly can be a reasonable compromise. Just gotta weigh the risks carefully...
"Still, if you're careful and realistic about your car's value, tweaking deductibles slightly can be a reasonable compromise."
True that. When I was fresh outta college, I drove this ancient Civic—loved that car, but let's be real, it wasn't worth much. I bumped my deductible up a bit and saved decent cash every month. Worked great...until someone rear-ended me at a stoplight and I had to cough up the deductible. Ouch. Still, overall I probably saved more than I spent, so it wasn't all bad. Just gotta find your comfort zone.
