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Just saved a chunk of cash on car insurance after defensive driving course

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dwilson30
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(@dwilson30)
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Totally get you on the “sharp cornering” bit—mine once flagged me for “harsh braking” when a squirrel did a kamikaze run across the road. Like, what was I supposed to do, just keep going? These trackers are definitely more judgey than my kids in the back seat.

- If it means cheaper insurance, I’ll play along... mostly.
- Kinda wish they’d explain what counts as “bad” driving with real-life examples (dodging potholes, surprise wildlife, etc).
- At least you saved some cash—silver lining, right?


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cathyw33
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Honestly, those trackers have no chill. One time mine dinged me for “aggressive acceleration” because I had to merge onto the highway with a semi bearing down on me. Like, what do they want—me to just sit there and hope for the best? I get that it’s about safety, but real life isn’t a driving simulator. Still, if it shaves a few bucks off my premium, I’ll grit my teeth and deal with the passive-aggressive notifications. Just wish they’d factor in the stuff we actually have to deal with out there... squirrels included.


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maxt23
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Yeah, those trackers can be a bit much sometimes. I get why they flag things like “aggressive acceleration,” but they don’t always see the context—like, you can’t exactly crawl onto a highway when there’s a truck barreling down. The tech’s improving, but it’s still got blind spots. On the plus side, the data does help with premiums, and insurance companies love seeing defensive driving courses on your record. Just gotta balance the savings with a little patience for those overzealous alerts... and maybe dodge a few squirrels along the way.


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Posts: 7
(@oreowhiskers345)
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Honestly, I’m still not convinced those trackers are worth the hassle. I had one flag me for “hard braking” when a deer jumped out—like, what else was I supposed to do? The savings are nice, but sometimes it feels like they’re just looking for reasons to ding you.


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charlies24
Posts: 11
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I hear you on the trackers. Mine once dinged me for “rapid acceleration” when I was just trying to merge onto the highway before a semi flattened me. It’s like, do they want us to drive like robots? I get that they’re supposed to reward safe driving, but sometimes real life just doesn’t fit their little algorithm. The savings are tempting, but I’m not sure it’s worth the stress of second-guessing every move.


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