Interesting point about traction control—I've been digging into this stuff lately since I'm shopping around for my first insurance policy. From what I've read, defensive driving courses cover more than just handling tricky road conditions; they also teach you how to anticipate other drivers' mistakes and react proactively. Did your course go into detail about specific scenarios or was it more general advice? Curious if it's worth the investment beyond just the insurance discount...
"Did your course go into detail about specific scenarios or was it more general advice?"
Mine was pretty detailed actually. We went through stuff like handling sudden lane changes, dealing with aggressive tailgaters, and even how to spot distracted drivers ahead of time. Honestly, I thought it'd be mostly common sense, but there were some eye-openers in there. Still, if you're already pretty aware on the road, I'm not sure how much extra you'd get from it beyond the insurance discount. Did they mention anything about older cars without modern safety features? Curious how they'd handle classics like mine...
Mine didn't really touch on older vehicles specifically, which seems like a missed opportunity. Makes me wonder if insurance companies factor in the lack of modern safety tech differently for classics or vintage rides. Did your instructor say anything about how insurers view defensive driving courses for cars without airbags or ABS? Always been curious if they're seen as a bigger risk despite the driver's training...
- Took the course last year, instructor didn't say squat about older cars or missing safety tech.
- Honestly doubt insurers care much about training if your ride lacks airbags or ABS—they probably just see "high risk" and jack up rates.
- Curious though, anyone here actually driving a classic daily? Wonder if the insurance hit is as brutal as I imagine...
I've always assumed that insurers treat classics differently, especially if you go through specialty insurance companies. From what I've heard, some classic car policies actually have lower rates since owners typically baby their rides and drive them less often. But daily-driving a vintage vehicle might change things significantly... Has anyone looked into specialty coverage vs regular insurance for a classic daily driver? Curious if there's a tipping point mileage-wise where the premiums spike.
