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Confused about insurance rules in South Dakota—help me figure this out

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simba_roberts
Posts: 3
(@simba_roberts)
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Had a similar experience when I moved last year. They wouldn't take my bank statements or even my lease agreement—felt ridiculous. Ended up sending them a random jury duty summons letter I'd kept in a drawer. Weirdly enough, they accepted it without question. Seems like they're just ticking boxes rather than following strict guidelines... guess it depends who you get on the other end of the line.

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(@woodworker822492)
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"Seems like they're just ticking boxes rather than following strict guidelines... guess it depends who you get on the other end of the line."

Yeah, that's pretty much spot-on. Insurance verification can be oddly subjective sometimes. Technically, there's usually a clear list of acceptable documents, but in practice, it often comes down to whoever's reviewing your file. I've seen cases where something as random as a library card got approved (seriously), while official bank statements were rejected because they didn't have the right formatting or date range. It's frustratingly inconsistent.

The jury duty summons thing is hilarious though—never heard that one before. Guess it checked some obscure box on their list. At least you got through without too much hassle...

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zeusexplorer
Posts: 18
(@zeusexplorer)
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Yeah, insurance companies love their arbitrary rules. Had a friend whose utility bill got rejected because it was "too old" by literally one day... yet someone else got away with a gym membership card. Makes zero sense sometimes.

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donnat47
Posts: 14
(@donnat47)
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Honestly, I get the frustration, but I wouldn't say it's totally arbitrary. Insurance companies usually have strict guidelines because they're regulated pretty heavily. Had a similar issue once, but when I called and explained, they accepted another document pretty quickly... guess it depends who you talk to.

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stormsnowboarder
Posts: 10
(@stormsnowboarder)
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"Had a similar issue once, but when I called and explained, they accepted another document pretty quickly... guess it depends who you talk to."

Yeah, that's been my experience too. Insurance companies can seem rigid at first glance, but sometimes a quick call clears things up. Also, it helps to double-check your policy documents—sometimes the requirements are buried in the fine print. When I moved here, I had a minor discrepancy on my paperwork. Called them up, explained calmly, and they sorted it out without much fuss. Just make sure you're clear on exactly what's needed before calling—saves time and frustration later on. Good luck sorting it out.

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