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Confused about insurance rules in South Dakota—help me figure this out

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pumpkinquantum262
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I hear you on that one. A couple years back, I got pulled over for a busted taillight (didn't even realize it was out...), and when the officer asked for my insurance, my phone decided it was the perfect moment to freeze up. Talk about awkward. Luckily, he was patient enough to wait while I rebooted the thing, but it felt like forever. Ever since then, I've kept a printed copy folded up in my glove box. Digital's great most of the time, but when it comes to important stuff like insurance or registration, I'd rather not gamble. Better safe than sorry, right?

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food826
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Yeah, digital is convenient until it's suddenly not. I've had a similar experience—phone battery died right as I was trying to pull up my insurance card. Thankfully, the officer gave me a warning, but lesson learned. Now I keep a printed copy in my wallet, glove box, and even tucked into my visor. Might sound excessive, but redundancy is key for peace of mind. Tech can fail at the worst times, so having a physical backup just makes sense.

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elizabethpodcaster
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Had a similar issue once—my phone froze right when I needed to show proof of insurance at a checkpoint. Officer was patient, but it was awkward trying to reboot with cars lining up behind me. Now I always stash a physical copy in the glove compartment. Digital's great, but tech glitches happen at the worst moments... better safe than sorry.

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literature386
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"Digital's great, but tech glitches happen at the worst moments... better safe than sorry."

True, tech can glitch out, but honestly, I've been using digital insurance proof exclusively for over two years now without a single hiccup. The key is preparation—just screenshot your insurance card and keep it in your phone's gallery. No rebooting or app loading needed. Physical copies can get outdated fast, and it's one more thing to remember updating. Digital backups are simpler and just as reliable if you plan ahead a bit.

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buddyleaf174
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"The key is preparation—just screenshot your insurance card and keep it in your phone's gallery."

That's a solid tip, and I agree digital backups can be handy. But honestly, I still prefer having both digital and physical copies. Here's how I handle it: every time my insurance renews (usually every six months), I print out the updated card immediately and tuck it into my glovebox. Then I screenshot the new card on my phone as well. That way, if my phone battery dies or something weird happens—like dropping it in water (been there, done that)—I still have a backup ready to go.

I get that physical copies can become outdated, but if you make updating them part of your renewal routine, it's not really an issue. It takes maybe five minutes tops, twice a year... worth it for peace of mind, IMO.

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