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Confused about insurance rules in South Dakota—help me figure this out

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Posts: 13
(@drakeb86)
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Totally agree with you on laminating the insurance card—smart move. I can't even count how many times I've spilled something in my glove box (usually coffee...guilty as charged) and ended up with soggy paperwork. Digital is handy, yeah, but Murphy's law always kicks in at the worst possible time. Last winter, my phone battery suddenly tanked during a routine stop, and I had to awkwardly explain to the officer that it really was insured, but my tech just wasn't cooperating. Thankfully he was chill about it, but lesson learned: backup paper copies are lifesavers. Laminating takes just a few extra minutes and saves you from those cringe-worthy roadside moments. Good call on planning ahead—it's worth the peace of mind for sure.


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collector82
Posts: 17
(@collector82)
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I've never bothered laminating mine, honestly—just toss it in the glove box and hope for the best. But now you've got me thinking...anyone know if laminated cards are actually accepted everywhere, or do some officers get picky about it?


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Posts: 13
(@gandalfe97)
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I've laminated mine for years and haven't had any issues yet, but I do know some places can be picky about it. If you're worried, here's what I'd suggest: keep an extra non-laminated copy tucked away just in case. Or even better, snap a clear photo on your phone—that way, even if someone gets fussy about the lamination, you've got backup proof handy. Better safe than sorry, especially if you're road-tripping through unfamiliar territory...


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mcampbell10
Posts: 11
(@mcampbell10)
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"keep an extra non-laminated copy tucked away just in case."

That's solid advice. I've heard of cops getting picky about laminated docs before—rare, sure, but why risk it? I stash a plain paper copy in my glovebox and have a photo on my phone. Better paranoid than ticketed...


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danielfoodie
Posts: 16
(@danielfoodie)
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Years ago, I laminated my insurance card thinking I was being smart. First time I got pulled over, the cop squinted at it like I'd handed him something from Mars. He didn't ticket me, but he gave me a mini-lecture about "tampering with official docs." Now I just fold up a regular printout and shove it in my visor. Lesson learned... cops don't appreciate DIY waterproofing as much as you'd think.


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