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Confused about insurance rules in South Dakota—help me figure this out

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Posts: 2
(@nickjohnson832)
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"Now I print out a copy every renewal and stash it in the glovebox. Feels outdated, but beats risking a ticket or fine over something so simple."

Totally get where you're coming from... learned this one the hard way too. Had my phone freeze up once during a stop outside Rapid City—talk about bad timing. Officer gave me some side-eye but let me off with a warning. Now I keep paper backups everywhere: glovebox, wallet, even tucked behind my visor. Feels kinda old-school, but better safe than sorry, right?


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Posts: 13
(@drummer98)
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You're definitely not alone in feeling it's outdated. Digital proof is convenient, but tech glitches happen more often than you'd think—especially when you least expect it. A quick heads-up: South Dakota does officially accept electronic proof, but officers can still request paper copies if there's any doubt or tech issues. Keeping a physical backup handy is just smart planning... better a little old-school than stuck explaining yourself roadside.


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timgamerdev
Posts: 8
(@timgamerdev)
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Had a client last month who relied solely on digital proof—phone died right when he got pulled over. Officer was understanding, but it was still a hassle sorting it out later. Tech's great until it isn't. I always recommend keeping a printed copy tucked away somewhere in the glovebox. Costs almost nothing and saves headaches down the road... just my two cents.


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river_wilson
Posts: 7
(@river_wilson)
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Totally agree digital can be risky... but isn't it weird how some states are still picky about printed proof? I mean, my insurance app is usually reliable, but I've had glitches too. Got me wondering—does South Dakota specifically require printed proof, or is digital officially accepted there now? Either way, keeping a paper copy handy seems smart. I stash mine in the glovebox just in case tech decides to bail on me at the worst possible moment...


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Posts: 10
(@blazet59)
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"I stash mine in the glovebox just in case tech decides to bail on me at the worst possible moment..."

Same here. Learned that lesson the hard way when my phone died right as a cop walked up—awkward silence ensued. Wonder if classic car insurance companies are more old-school about paper proofs?


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