I hear you on the printed copy—might seem outdated, but it's saved me more than once. Digital stuff is convenient until it isn't, and honestly, I'd rather not risk a ticket or worse, higher premiums. Speaking of South Dakota though, does anyone know if they accept digital insurance cards statewide, or is it one of those things that varies by county or officer discretion? SD seems pretty laid-back usually, but I'd hate to find out the hard way...
I just went through this myself—first-time insurance buyer here, so I triple-checked everything (maybe a bit obsessively, lol). From what I found, SD does accept digital cards statewide, but honestly, I'd still keep a printed backup. Tech always seems to glitch at the worst possible moment...
Interesting point about tech glitches—I've had my fair share of those moments, usually at the worst possible times. Personally, I've always preferred having a physical insurance card in the glovebox, especially since I drive a luxury car and don't want any misunderstandings if something happens. Digital proof seems convenient, but I'm still a bit skeptical about relying solely on technology when dealing with official documentation. Has anyone actually experienced a situation in SD where law enforcement or insurance providers hesitated to accept digital proof, despite it being officially allowed? Curious how smoothly that actually goes in practice...
Totally agree about the tech skepticism. Digital proof sounds great in theory, but in practice, I've found it's always safer to have a physical backup. Last year, a friend of mine got pulled over near Sioux Falls, and even though digital proof is officially accepted in SD, the officer had trouble scanning the QR code because of poor reception. It wasn't a huge deal—just took some extra explaining—but it was definitely awkward and slowed things down.
Also, from what I've heard, some insurance providers still aren't fully onboard with digital-only proof. They might accept it, but there's always that hesitation or extra verification step. I'm budget-conscious and cautious by nature, so I prefer avoiding any unnecessary complications. Plus, phones die, screens crack, apps glitch... you name it. With important stuff like insurance, why risk it? I'd rather just toss a paper copy in my glovebox and forget about it until I actually need it.
Yeah, digital proof is convenient until it isn't. Had a similar experience myself—got stopped outside Rapid City, and my phone decided to freeze right at that moment. Officer was patient enough, but it was still awkward fumbling around trying to reboot the thing. Ever since then, I keep a printed copy tucked away in the glovebox. Tech's great, but sometimes old-school just makes life easier.
