Had a similar experience myself—was helping a client after an accident, and their phone was smashed, no way to access digital insurance info. Since then, I always recommend keeping a physical copy handy...tech's great until it isn't.
"tech's great until it isn't."
Exactly. I always keep a printed copy of my insurance card in the glovebox—it's saved me more than once. Digital backups are convenient, but relying solely on them feels risky, especially when you're dealing with stressful situations like accidents.
On a related note, does anyone know if South Dakota accepts digital proof of insurance officially? I've heard some states are still picky about physical copies, even though most insurers push their apps and digital cards these days. Wouldn't want to get caught out by some obscure rule...
South Dakota's been accepting digital insurance proof for a while now, but honestly, I'd still recommend keeping a physical copy handy. Phones die, screens crack... and trust me, Murphy's law LOVES insurance situations. Better safe than sorry, right?
Totally agree with your point about Murphy's law—I've learned that lesson the hard way myself. Just to add a bit more detail, I've found it helpful to keep a printed copy tucked in my glove compartment and another one in my wallet. That way, even if my phone goes down or I misplace one copy, there's always a backup. Might sound overly cautious, but it's saved me from unnecessary stress more than once...
Keeping extra copies is honestly smart advice. I remember once during my driving test prep, I thought having everything on my phone was enough—until it died right before the instructor asked for my insurance info. Talk about stress... Since then, I've always kept a physical backup somewhere accessible. Might seem overly cautious at first, but when things inevitably go sideways, you'll be thanking yourself for that little bit of extra prep.
