I get your point, but honestly, insurers can dig around even without a claim. I've seen cases where they randomly audit policies or notice something off in paperwork. Better to assume they're always watching than get caught off guard later...
"Better to assume they're always watching than get caught off guard later..."
Yep, learned this the hard way myself—had a minor typo on my paperwork once and they flagged it during a random check. Nothing major happened, but since then, I'm extra careful... better safe than sorry, right?
Nothing major happened, but since then, I'm extra careful... better safe than sorry, right?
Haha, reminds me of when I moved states and forgot to update my address with insurance. Thought it was no biggie until they sent a letter to my old place...lesson learned, they're always watching!
Reading this reminded me of the time I took a cross-country road trip and didn't realize my insurance had state-specific coverage rules. Found out halfway through South Dakota, of all places, when I called my provider just to double-check...good thing I did, because apparently my coverage needed adjusting. Nothing happened, thankfully, but ever since then I'm pretty obsessive about checking insurance details before any big trip. Guess you're right—better safe than sorry.
Interesting experience, but honestly, I think you're worrying a bit too much. I've driven cross-country multiple times, and while it's smart to double-check coverage, state-specific adjustments are usually minor technicalities. Instead of obsessing over every detail, just call your provider once before leaving, ask specifically about unusual state rules, and get a quick confirmation email. Saves you stress and lets you actually enjoy the drive...which is kinda the point, right?
