That’s interesting—my agent told me to always keep a paper copy in the glove box “just in case,” but maybe that’s just old-school thinking. I’m curious, has anyone actually run into trouble with only having the digital version during an accident or at the DMV? I’d rather not pay for extras if it’s not really needed...
I’ve actually only used the digital version for the last couple years, and haven’t had any issues—cops and DMV folks just scan or glance at my phone. That said, I did have a friend who got flustered when her phone died right after a fender bender, so she couldn’t pull up her insurance. Made things awkward, but not a disaster. I guess it’s one of those “better safe than sorry” things, but honestly, I don’t bother with the paper anymore.
Honestly, I get where you’re coming from. I’ve switched to digital insurance cards myself and haven’t run into any real problems—most officers just want to see proof, not the format. That said, I keep a paper copy in the glovebox just in case. With the kind of cars I drive, I’d rather not risk a hassle if my phone’s dead or there’s no signal. Still, if it’s worked for you so far, can’t argue with results.
Honestly, I’ve seen both sides of this. Digital cards are super convenient, but paper backups save the day when your battery tanks at the worst possible time. South Dakota’s fine with digital proof, but I always tell folks to stash a paper copy—just in case you get that one officer who’s old school. Better safe than sorry, right?
Honestly, I’m with you on the “better safe than sorry” thing. My phone’s battery has the survival instincts of a mayfly, so I’d probably be that person frantically waving a dead phone at a cop. I keep a crumpled paper card in my glove box—right next to three granola bars and a weirdly sticky pen. Digital’s cool, but when tech fails, old-school paper’s like the superhero nobody appreciates... until you need it.
