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rideshare insurance: stick with company's coverage or get your own?

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(@markwanderer686)
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I've been doing rideshare driving for a couple months now, and I'm still kinda confused about the whole insurance thing. Right now I'm just using the company's provided coverage, but I've heard some drivers say it's better to get your own separate rideshare insurance policy. Is it really worth paying extra for your own policy, or is the company's insurance usually enough coverage? Curious what others are doing and why...

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