Makes me miss the days when “on” just meant “covered.”
Right? It’s like you need a law degree just to figure out if you’re actually protected. I once got rear-ended while waiting for a ping and the insurance lady basically told me, “Well, technically you were just loitering with intent.” Like, what? The lines are so blurry it’s almost comical. I get why they do it, but man, it feels like a game of musical chairs—except the music is always stopping when you need coverage most.
It’s nuts how they split hairs over every little detail. I got sideswiped pulling out of a parking spot with the app on, but no ride yet, and it was a nightmare getting anyone to take responsibility. Feels like they’re just looking for reasons not to pay. At this point, I just assume I’m on my own unless there’s a passenger in the car. Not ideal, but that’s how it is.
