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My insurance nightmare in Rhode Island traffic court

260 replies 15.2 K views
 
scott_storm
13 posts

Honestly, I think you’re underestimating dash cams a bit. I’ve had mine catch a hit-and-run in a parking lot because it had parking mode - saved me a ton of hassle. Sure, they’re not perfect, but neither is jotting down plates if you don’t actually see the incident. Old-school habits are fine, but tech’s caught up a lot lately. Just gotta pick the right gear and keep it maintained.


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16 posts

Yeah, I get where you’re coming from - parking mode is a game changer for sure. I’ve seen claims where dash cam footage made all the difference, especially when it’s clear and timestamps line up. But sometimes folks forget to check if their cam’s actually recording or the SD card’s full... that can be a mess. Out of curiosity, did your insurance company accept the footage right away, or did you have to jump through hoops to get them to use it?


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peanutcampbell407
10 posts

Man, the insurance folks acted like I was handing them a VHS tape from 1992. I had to email the footage, then they wanted it on a USB, then they wanted screenshots with circles around the “important parts.” It was a circus. Eventually, they accepted it, but only after I basically narrated the whole thing like a sports commentator. Anyone else feel like insurance companies just make up new hoops as they go?


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bmaverick54
10 posts

I had to email the footage, then they wanted it on a USB, then they wanted screenshots with circles around the “important parts.”

- Been there. Last year, my insurer wanted dashcam footage on a DVD. Who even owns a DVD burner anymore?
- Had to explain three times why my car has 360° cameras. They acted like I was showing off.
- Every time I call, I get a new “required” document. Feels like they’re just stalling.
- Honestly, half the time I wonder if they’re just hoping we’ll give up and eat the cost.

It’s not just you - dealing with them is like playing some weird game where the rules change every round.


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rockygarcia991
17 posts

Honestly, I get where you’re coming from. The hoops they make you jump through can feel endless. That line -

Feels like they’re just stalling.
- yeah, it can look that way from the outside, but sometimes it’s just old systems and a lot of red tape. Not saying it’s right, but you’re definitely not alone. I’ve seen folks try to send in files on floppy disks (no joke), and the tech confusion is real. Hang in there - it’s a pain, but persistence usually pays off.


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