- Honestly, I've skipped rental insurance for years without issue—knock on wood—but I totally get the paranoia.
- The fine print is scary, but between my credit card and personal policy, I figure I'm already paying twice for coverage I never use.
- Plus, last time I rented, the agent tried upselling me insurance that cost more per day than the car itself... no thanks.
- But hey, if I ever splurge on a luxury ride, maybe I'll reconsider. Until then, I'll risk it with my trusty family-mobile rentals.
"Plus, last time I rented, the agent tried upselling me insurance that cost more per day than the car itself... no thanks."
Haha, been there. I usually skip it too, but one time I caved because the rental was brand new and shiny, and I got paranoid. Sure enough, someone dinged my door in a parking lot—nothing major, but enough to make me sweat. The insurance covered it without hassle, but honestly, considering how rarely stuff like that happens, I'm still not convinced it's worth it every time.
I hear you—I usually opt for insurance too, just to be safe. A couple years back, someone clipped my mirror overnight... minor damage, but the rental company charged a hefty fee. Insurance covered it fully, thankfully, but yeah, it's always a gamble.
Yeah, rental companies can really nickel-and-dime you for minor stuff... Did they hassle you much about paperwork, or was it pretty smooth since insurance stepped in? Glad it worked out without extra headaches.
"Did they hassle you much about paperwork, or was it pretty smooth since insurance stepped in?"
Usually, once insurance gets involved, rental companies ease up quite a bit. Just keep copies of everything—emails, claim numbers, receipts—and things tend to go smoothly. Glad yours worked out without extra stress!
