Never had a claim denied just because my policies weren’t bundled. Honestly, I’ve split my auto and home for years—no issues, just more paperwork. The only thing I noticed is sometimes the customer service is a bit less streamlined when you’re not bundled, but that’s about it. Anyone actually seen a real benefit to bundling besides convenience?
BUNDLING NEVER SAVED ME MUCH
Honestly, bundling never made a dent in my rates. I tried it once—figured it’d be easier with one company, but the “discount” was like $8 a month. Not worth the hassle for me. I’d rather chase the best deal for each policy.
Yeah, I hear you. Bundling's always hyped up, but for folks like me with a couple tickets and a not-so-clean record, the “discount” barely covers a coffee. Chasing separate deals is a pain, but sometimes it’s the only way to not get gouged. Good on you for not settling for crumbs.
Yeah, bundling always sounds better than it actually is, especially if your record isn’t spotless. I tried to bundle with my parents’ policy once and the “deal” was like… barely noticeable. Ended up just getting the cheapest liability I could find. Insurance feels like a game where the house always wins, honestly.
Insurance feels like a game where the house always wins, honestly.
That’s honestly how it feels half the time. I tried bundling with my wife’s policy once and the “discount” was basically enough to buy a cup of gas station coffee—if you’re lucky. I swear, every time I think I’ve found a loophole, they just close it right up. At this point, I’m convinced insurance companies have a dartboard in their office labeled “random fees.” But hey, at least we get those fancy paper statements every month...
