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Oklahoma (OK) Car Insurance
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I've been debating whether it's worth paying extra for full collision coverage here in Oklahoma or if liability alone is enough. My car's not brand new but still decent, you know? Curious what everyone else has and why.
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Had liability only for years, figured I was saving money... until a deer jumped out near Tulsa and totaled my decent-but-not-new Civic. Suddenly, that "saved" cash vanished into thin air. If your car's still worth a chunk, full collision might spare you the headache I went through. But if it's older and you can afford to replace it without too much pain, liability alone might be fine. Just don't underestimate Oklahoma wildlife, lol.
