Ever had a cop question the paper copy if it looked worn or out of date? That’s the only thing that’s made me a little nervous about sticking with just the glovebox stash.
Honestly, I’ve had an officer give my old, crumpled insurance card a pretty skeptical look once. It was still valid, but the edges were torn and the print was fading. He let it slide, but I could tell he wasn’t thrilled. That’s when I started keeping both—paper in the glovebox and digital on my phone.
The main downside to relying on just paper is exactly what you mentioned: it can get beat up, and if you forget to swap it out when your policy renews, you’re stuck with an expired one. On the flip side, digital proof is great until you’re in a dead zone or your phone’s dead (which has happened to me more than I’d like to admit).
I don’t think there’s any harm in doubling up. If anything, it covers all your bases. Just make sure the paper copy is current and legible. I’d rather have a backup than risk a fine over something so basic.
Yeah, I’ve had a cop squint at my insurance card before—guess the coffee stains didn’t help. I keep both too, but honestly, I’m still paranoid about my phone dying at the worst time. Wish there was a foolproof way, but doubling up seems safest for now.
I hear you on the paranoia—I've seen way too many folks get tripped up by something as simple as a dead phone or a faded card. One time, a guy handed me an insurance card that was so worn out, the numbers were barely legible. He swore he had coverage, but the cop wasn't buying it. Personally, I keep a fresh paper copy in my glove box and update it every renewal. Digital is handy, but tech fails at the worst moments... Murphy's Law, right? I just don't trust relying on one method.
Honestly, I get the logic behind keeping a paper copy, but I’ve started leaning more on digital. My phone’s always on me, and most states—including OK—accept digital proof now. Paper gets lost or trashed in my car way faster than I’d like to admit... Maybe it’s just me, but I’d rather risk a dead phone than a missing card.
I hear you, but I’ve seen a few folks get burned when their phone’s dead or they can’t pull up the app in a spotty area. Paper’s not perfect, but it’s never out of battery. I just keep a crumpled backup in the glove box… not glamorous, but it works.
