Yeah, insurance really is weirdly inconsistent state-to-state. I remember a few years back, my sister had Progressive in Jersey and absolutely loved them—fast claims, easy to deal with, the whole nine yards. But when she moved to NY, she switched to Geico because Progressive's rates jumped way up for her. Funny thing is, she ended up having a minor fender-bender in Brooklyn (someone rear-ended her at a stoplight), and Geico handled it super smoothly. Rental car was sorted out quick, repairs done without hassle...she was pleasantly surprised.
So yeah, definitely seconding the advice to check out local reviews. Both companies can be solid, but it really depends on your specific area and situation. Good luck—insurance shopping can be such a headache sometimes.
"insurance shopping can be such a headache sometimes."
Couldn't agree more—especially for classic car owners like myself. I've found rates can vary wildly even within the same state. Your approach checking local reviews is spot-on, saves a lot of headaches down the road...
"Your approach checking local reviews is spot-on, saves a lot of headaches down the road..."
Yeah, reviews help, but honestly I wouldn't rely on them completely—people usually only post when they're either super happy or really ticked off. I'd still double-check policy details directly with the companies...just to be safe.
