"I'd lean toward reliability over saving a couple bucks each month."
Yeah, reliability definitely counts, especially in NY winters. I've been leaning towards Geico myself, but now I'm curious—anyone had experience with their roadside assistance during bad weather? I commute daily too, and the thought of waiting around in freezing temps isn't exactly appealing...
I've heard Geico's roadside can be hit or miss, especially during peak winter storms—wait times can get pretty rough. Have you considered AAA separately? Might cost a bit more upfront, but response times seem more consistent, at least from what I've seen.
I've had decent luck with Progressive's roadside bundled in, but honestly, AAA has saved me a few times during nasty NY winters. Curious though, anyone notice if Progressive's wait times hold up better than Geico's during peak storms?
I've been with Geico for a few years now, and honestly, during peak storms or those random blizzards we get upstate, the wait times have been pretty hit or miss. Last winter, I got stuck near Rochester—nothing major, just a dead battery—but it took Geico almost two hours to send someone out. Granted, it was one of those heavy snow days when everyone and their cousin seemed to need roadside help... so maybe Progressive would’ve had the same issue. Hard to say.
Funny you mention AAA though—I think they're still the gold standard when it comes to reliability in nasty weather. A buddy of mine swears by Progressive's bundled roadside assistance saying he's never waited more than 45 mins even during bad weather—but hey, maybe he's just lucky?
I guess what I'm curious about is whether bundling roadside service with insurance is worth it overall compared to standalone services like AAA. Does bundling really save enough money considering the trade-off in service quality or response times? Or is it more of a convenience thing?
I've actually found bundling roadside with insurance isn't always the best deal financially. Sure, it's convenient having everything in one place, but when I ran the numbers last year, AAA ended up cheaper overall for me—especially considering their discounts at hotels and stuff. Plus, standalone services seem more consistent during peak times. Maybe your friend's just lucky with Progressive... or maybe location matters more than we think?
