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stuck between Geico and Progressive in NY, thoughts?

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Posts: 14
(@bfrost98)
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I totally get your hesitationβ€”Snapshot stressed me out big-time at first. But honestly, after a few months, the anxiety eased up a lot...you kinda just forget it's there. Saved me about 15%, not huge but noticeable enough to stick with it.


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news828
Posts: 19
(@news828)
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Yeah, Snapshot definitely feels intrusive at firstβ€”I remember being hyper-aware of every brake and acceleration for weeks. But like you said, after a while, it just fades into the background. One thing I'd add is that Progressive tends to be pretty straightforward with claims processing here in NY, at least from what I've seen. Geico's decent too, but sometimes their turnaround can drag a bit longer. Might be worth factoring in if you're still on the fence...


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Posts: 11
(@debbief62)
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"Geico's decent too, but sometimes their turnaround can drag a bit longer."

Yeah, Geico can be hit or miss with claims speed. Had a client once whose claim dragged on so long he joked he'd have better luck waiting for the Mets to win another World Series... Progressive's usually quicker, at least around here.


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dennissnowboarder
Posts: 12
(@dennissnowboarder)
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Interesting points on Geico and Progressive. I've heard similar stories about Geico's claim delays, but I'm wonderingβ€”does Progressive's quicker turnaround typically come with any compromises in thoroughness or quality of repairs? Speed is great, but not if corners get cut. Curious if anyone's noticed differences in how carefully each company handles safety inspections or repair follow-ups...


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Posts: 22
(@jeffv68)
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I've noticed Progressive tends to move quicker, but honestly, I haven't seen them skimp on safety or quality. Here's a quick way to double-check though: after repairs, ask the shop directly for a detailed breakdown of what was done. Most reputable places won't mind walking you through it. I've done this a couple times myselfβ€”caught a minor oversight once, but it was quickly fixed. So yeah, speed doesn't always mean sloppy...but it never hurts to verify.


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