I tried Snapshot too, but honestly it made me way too self-conscious about my driving—like I'd panic a little every time I had to brake suddenly, haha. Progressive's bundling has been pretty solid for me as well, especially since I rent. Geico gave me a great quote at first, but after a year or two, the price started creeping up without much explanation. Has anyone else noticed that happening with them, or was it just my luck...?
Yeah, Geico did the same thing to me. Great at first, then slowly crept up every renewal without any real reason. Snapshot stressed me out too—felt like I was being graded every drive, lol. Progressive's been decent though, especially with bundling. Honestly, sounds like you're making the right call sticking with them. Insurance is stressful enough without worrying about braking too hard...
Totally feel you on Snapshot—I tried it briefly and found myself second-guessing every yellow light, haha. Honestly, Progressive's been solid for me too, especially in NY traffic. You're probably making a smart move sticking with them for now. Peace of mind counts for a lot...
Snapshot definitely makes you hyper-aware of your driving habits...not always in a good way, lol. Couple quick points from experience:
- Geico tends to have slightly lower premiums upfront, but Progressive's claims process is smoother overall.
- Progressive's customer service reps seem more familiar with NY-specific issues (potholes, anyone?).
Either way, can't really go wrong.
"Snapshot definitely makes you hyper-aware of your driving habits...not always in a good way, lol."
Haha, totally feel you on that Snapshot anxiety. A few of my clients mentioned the same thing—it's like having someone constantly watching over your shoulder. Your points are spot-on, though I'd add:
- Geico's initial savings can be tempting, but Progressive often balances out better long-term, especially after a claim.
- NY potholes are no joke...Progressive does seem quicker at handling those tire and rim claims.
Either choice is solid—just depends if you're looking short-term savings or smoother claims down the road.
