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stuck between Geico and Progressive in NY, thoughts?

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Posts: 8
(@lmitchell85)
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I felt the same hesitation at firstβ€”didn't love the idea of something tracking every little move. But honestly, after a couple weeks, Snapshot actually helped me smooth out my driving style. I realized I was braking harder than necessary at stoplights, and easing up saved me some gas money too. It's not for everyone, but if you're budget-conscious like me, the savings can be worth the initial awkwardness...just my two cents.

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running707
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(@running707)
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I had similar reservations about Snapshot initially, mostly because the idea of being monitored felt a bit intrusive. But after crunching some numbers, I decided to give it a shot. Turns out, I was accelerating way too aggressively from stopsβ€”didn't even notice until Snapshot pointed it out. Adjusting my driving habits actually improved my fuel efficiency by around 5-7%, which adds up nicely over time. Still, I get why some folks might prefer Geico for simplicity and privacy reasons. Progressive worked better for me personally, but your mileage (literally) may vary...

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Posts: 4
(@politics233)
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I get what you're saying about Snapshot helping with fuel efficiency. I've done a ton of road trips, and honestly, aggressive acceleration is one of those sneaky habits that can really eat into your gas mileage without you even noticing. On the flip side though, I personally prefer Geico just because I don't love the idea of being monitoredβ€”even if it's just my driving habits. It feels a bit like having someone constantly looking over my shoulder, you know?

One thing I'd be curious about is how Snapshot handles longer trips. Like, does it penalize you if you're driving for hours on end or if you're occasionally speeding up to pass on highways? Most of my driving is highway cruising, so I'm not sure if the savings would be as noticeable for me as they were for you in city driving.

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gandalfn95
Posts: 6
(@gandalfn95)
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Totally get you about the monitoring thing... it feels kinda weird to know someone's tracking every little move, even if it's just an app. I'm shopping around for insurance for the first time and honestly, the idea of Snapshot makes me a bit uneasy too. From what I've read, though, longer trips shouldn't hurt your score much as long as you're not constantly braking hard or flooring it. Highway cruising seems pretty safe, but yeah, I'd wonder about those quick passes too.

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Posts: 8
(@jeffv68)
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I've handled a few Snapshot-related claims, and honestly, highway cruising usually doesn't ding your score much. It's the stop-and-go city driving that gets tricky. Still, I get the privacy thing...feels like Big Brother riding shotgun sometimes, lol.

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