Man, the fine print gets me every time. I was leaning toward Geico too, mostly because their online quote looked a little cheaper for me, but then I started reading up on what’s actually covered. Like, “roadside” sounds great until you realize you’re still paying out of pocket if you’re more than a few exits from town. I’m in a rural spot outside Syracuse and honestly, my neighbor swears by his local tow guy’s yearly plan—less flashy but he says it’s saved him more than once. Kind of makes you wonder if the big names are worth it unless you’re in the city.
I hear you on the fine print—feels like you need a law degree just to figure out if “roadside” means they’ll actually show up when you’re stuck in a snowbank at 2am. I’m not far from Binghamton and it’s kinda the same deal here. My uncle tried Progressive for a year and got hit with random fees after his first claim, which was just a flat tire. He’s back to calling his cousin with the tow truck now.
Is it just me or do these big companies make everything sound amazing until you’re actually in trouble? Like, I want to believe the commercials, but my luck, I’d break down right outside their “service area.” Has anyone actually had a good roadside experience with Geico or Progressive out here in the sticks? Or is it all just better to stick with local folks who know where your dirt road even is?
I swear, the “service area” thing is like a magic trick—now you see it, now you don’t. My neighbor tried Geico and waited three hours for a jump, only for the guy to call and say he couldn’t find their road. Honestly, sometimes it feels safer just having your cousin on speed dial, even if he grumbles about it. Anyone else feel like these companies have never actually seen a dirt road?
Yeah, the “service area” thing is a joke out here. I’ve had Progressive for years and honestly, their roadside isn’t much better. Last winter, my ‘72 Chevelle died on a back road and the tow guy called me twice just to ask if my street was “real.” Like, what does that even mean? I ended up flagging down a neighbor with a tractor.
I get that these companies are set up for city folks, but you’d think by now they’d have figured out how to read a map. I’m starting to wonder if any of these roadside plans are worth it, or if it’s just better to stash some jumper cables and a tow strap in the trunk. Has anyone actually had a good experience with either Geico or Progressive out in the sticks, or is it all just hit or miss?
Never had much luck with Geico’s roadside out here, honestly. Last time I called, they sent a guy from two towns over who got lost twice and then gave up. Ended up fixing it myself. At this point, I just keep my own gear in the trunk. Anyone actually get a tow without a hassle?