Yeah, insurance is one of those things you don't really think about until you need it. Good on you for digging into the details early—most people just skim the fine print and regret it later. Learned the hard way myself when my brother borrowed my car and got into a fender bender... wasn't covered because he was specifically excluded. Lesson learned, I guess. You're ahead of the curve already, trust me.
"Learned the hard way myself when my brother borrowed my car and got into a fender bender... wasn't covered because he was specifically excluded."
- Yeah, been there myself—insurance companies love their fine print.
- Honestly, I never thought twice about coverage until I got labeled "high-risk" after a speeding ticket. Now I'm paranoid about every detail.
- Props to you for actually checking ahead of time. Most people (me included) just assume they're covered until reality hits.
- Better safe than sorry, especially when lending your ride out... trust me, you don't wanna learn this stuff the hard way.
