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driving in NH without coverage—risky or reasonable?

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drake_sage
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Been thinking about whether it's smarter to pay extra for uninsured motorist coverage or just roll the dice since NH doesn't require it. Curious what most people here prefer and why?

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paul_baker
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"Been thinking about whether it's smarter to pay extra for uninsured motorist coverage or just roll the dice since NH doesn't require it."

Honestly, I'd lean toward getting it. Sure, NH doesn't mandate coverage, but I've driven enough miles to know accidents happen when you least expect them—especially with uninsured drivers. Had a buddy who skipped it, got rear-ended by someone uninsured, and ended up footing the bill himself. Not fun. For peace of mind, it's probably worth the extra few bucks a month.

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