Had a pretty close call last month when someone rear-ended me at a stoplight. Turns out the other driver didn't have any insurance at all—yikes. Luckily, I'd added uninsured motorist coverage to my policy a while back (honestly forgot I even had it, lol). Anyway, my insurance stepped in and covered everything without hassle. Felt like such a win after hearing horror stories from friends. Curious if anyone else has had their insurance save the day like this?
"honestly forgot I even had it, lol"
Glad it worked out smoothly for you, but just a heads-up—it's always worth double-checking exactly what's covered. Had a client recently who assumed their uninsured motorist coverage included property damage, but turns out it was injury-only. They ended up footing the repair bill themselves. Policies can vary quite a bit, so it's good to know exactly what you've got before you need it...
