I'm renting a car next weekend for a quick road trip up north, and I'm kinda stuck deciding between using my credit card's built-in insurance or just paying extra for the rental company's coverage. My card says it covers collision damage, but you know how it is...the fine print always makes me nervous. On the other hand, rental company insurance feels like throwing money away sometimes. Anyone have experience with either option in Minnesota? Curious which you'd trust more and why.
- Credit card coverage sounds good on paper, but I've heard horror stories about claims taking forever.
- Rental company insurance might feel overpriced, but at least it's straightforward—no guessing games.
- Personally, I'd double-check if your regular auto insurance covers rentals...might save you the headache.
