Same experience here—mileage discounts seem pretty overrated, especially if you're commuting daily or have weekend trips. I'm new to insurance shopping, but from what I've seen so far:
- Veteran discounts definitely vary a lot between companies. Some barely offer anything, others are surprisingly generous.
- Bundling seems like the real winner. My brother saved a decent chunk bundling renters and auto.
- Also noticed some insurers quietly offer discounts for certain professions or alumni groups...worth checking into those too.
Still skeptical overall, but keeping an open mind.
"Bundling seems like the real winner. My brother saved a decent chunk bundling renters and auto."
Agreed, bundling's usually solid, but I've found it depends heavily on your location and insurer. Curious if anyone's compared bundling home vs. renters—does owning property make a noticeable difference?
Bundling definitely helps, but you're right—it varies a lot. When I switched from renting to owning, my insurance agent mentioned homeowners usually get better discounts since insurers see property owners as lower risk. But honestly, the savings weren't huge for me...maybe 10-15 bucks a month difference? Still worth checking out though, especially if you're already bundling auto. Good call on the veteran discounts too—every bit counts these days.
"Still worth checking out though, especially if you're already bundling auto. Good call on the veteran discounts too—every bit counts these days."
Definitely agree with you there—every small saving adds up over time. I've found that veteran discounts can vary quite a bit depending on the insurer and even your state. When I first looked into it, I honestly didn't expect much...but ended up pleasantly surprised. It's always wise to periodically review your policy and ask about any new discounts available; insurers don't always volunteer that info upfront. Glad it's working out for you!
I stumbled onto the veteran discount thing almost by accident myself. A buddy mentioned it casually over coffee, and I figured why not give it a shot. Turned out my insurer had been offering it for years, but I'd never asked—typical, right? Saved me around 10% off the bat. Like you said though, it really depends on your state and company. Pays to ask questions every now and then...you never know what you'll uncover.
