Honestly, I've bounced around insurers a lot (speeding tickets don't exactly help...), and from what I've seen, military discounts can be legit—but they're not always the cheapest. Had an aftermarket hood once that rattled like crazy, but insurance didn't care either way. Just gotta shop around.
When I bought my first car, everyone kept telling me military discounts were the way to go. But honestly, after checking around, I found better deals just by bundling with my renter's insurance. Maybe it depends on location or something... anyone notice regional differences?
"Maybe it depends on location or something... anyone notice regional differences?"
Funny you mention that—I swear insurance companies spin a wheel to decide rates. Military discounts saved me a ton in Texas, but when I moved to Cali, bundling beat them hands down. Go figure, right?
Yeah, location definitely matters. When I moved from Florida to New York, my military discount barely made a dent. Ended up shopping around and bundling home and auto instead, which surprisingly saved me more. Seems like insurers just shuffle the deck depending on where you live... and what you drive. Owning a luxury car doesn't exactly help either—feels like they tack on extra just because they can.
I've noticed something similar. When I switched from my old clunker to a newer sedan, even with my military discount, the premium jumped noticeably. Makes me wonder—does vehicle age factor in as much as the model or location?
