I'm heading to Michigan next month for a friend's wedding and I'll be renting a car for about a week. Usually, I just decline the rental company's insurance because my credit card supposedly covers it. But lately, I've heard some horror stories about people thinking they're covered by their card, only to find out later there's some sneaky fine print or exclusions they didn't know about.
On the other hand, the rental company's insurance always feels like a rip-off, you know? It's pricey, and I always wonder if I'm just throwing money away. But then again, peace of mind might be worth it, especially since I'll be driving around unfamiliar roads and cities.
Anyone here rented in Michigan recently and have thoughts on this? Is it safer to just bite the bullet and pay extra at the counter, or am I probably okay trusting my credit card's coverage?
