Just found out Massachusetts has one of the lowest uninsured rates in the country, like under 3%. Pretty impressive. Got me thinking about local insurance companies—anyone have experiences or insights on who's decent or who to avoid?
"Just found out Massachusetts has one of the lowest uninsured rates in the country, like under 3%. Pretty impressive."
Yeah, that's pretty cool actually. I lived in Mass for a few years and noticed insurance was a bit easier to navigate there compared to other states I've been through on road trips. Personally, I stuck with Tufts Health Plan for a while—nothing flashy, but their customer service was solid and claims were straightforward. A friend of mine swears by Harvard Pilgrim; apparently their network is pretty extensive, so good if you're someone who moves around a lot.
On the flip side, I've heard mixed things about Blue Cross Blue Shield. Some people love it, but my cousin had issues with unexpected charges popping up. Might've just been his bad luck though... insurance always seems to have that element of randomness.
Definitely worth shopping around a bit and comparing coverage carefully. Prices can vary more than you'd expect, even in a state with such solid overall coverage.
Interesting points about Tufts and Harvard Pilgrim. I've had Blue Cross Blue Shield for years without any major hiccups, but I agree—insurance always feels like a bit of a gamble, no matter how good the stats look on paper.
Yeah, totally get that feeling. I've bounced between a few insurers myself—Tufts, BCBS, even Harvard Pilgrim briefly—and honestly, each had its quirks. Stats never tell the whole story... guess it's always a roll of the dice.