"Usually, it's about timing—making sure the new policy kicks in before the old one cancels."
Yeah, timing is definitely crucial. When I switched providers halfway through my SR-22 period, I made sure to overlap policies by a couple days just to be safe. Here's what worked for me: first, confirmed the exact cancellation date with my old insurer; second, got written confirmation from the new provider that they'd filed the SR-22 with Kansas DMV; and finally, double-checked with the DMV myself. A bit tedious, but better safe than sorry...
Good tips, especially verifying directly with the DMV. When I was helping my buddy sort out his SR-22 stuff, one thing we ran into was confusion about weekends—his policy cancellation fell on a Saturday, and the DMV wasn’t clear if that counted as a lapse or not. Ended up having to overlap for like four days just to cover the weekend hassle. Anyone else run into weird weekend timing issues with SR-22 in Kansas?
"Ended up having to overlap for like four days just to cover the weekend hassle."
Honestly, overlapping coverage might've been overkill. DMV usually goes by business days, so a Saturday cancellation probably wouldn't count as a lapse. Still, better safe than sorry, I guess...
Actually, DMV doesn't always stick strictly to business days—I've seen cases where weekend cancellations did trigger a lapse notice. Overlapping a few days might feel excessive, but it can save you from a paperwork headache later...
Yeah, I've heard similar stories. Honestly, I used to think the DMV followed strict weekday rules too, but a buddy of mine canceled his insurance on a Saturday, and sure enough, got slapped with a lapse notice. He ended up jumping through hoops to sort it out. So while overlapping coverage feels like throwing money away, it might be worth the peace of mind—especially with something as finicky as SR-22 paperwork...
