You're spot-on about comprehensive coverage being the real lifesaver here. Tech is handy, sure, but it's not foolproof—especially against stuff like hailstorms. Last spring, my neighbor's brand-new SUV got pummeled by golf-ball-sized hail... sensors and lane-assist didn't help him one bit. Thankfully he had comprehensive, but it was still a mess sorting everything out. Sometimes old-school solutions like solid insurance policies really are the best bet.
That's interesting, makes me wonder how often people actually review their insurance policies closely. Do most folks even realize they're not covered for hail damage until it's too late? Seems like insurers could maybe communicate this stuff better...
Honestly, you'd be surprised how many people skim their policies and never really understand what's covered until they're stuck footing the bill. Had a guy last summer whose roof got hammered by golf-ball-sized hail—he was positive his insurance covered it. Turns out he'd opted out of hail coverage to save a few bucks each month. Insurers could definitely make this clearer, but folks also gotta stop clicking through policies like they're terms of service agreements...
