just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

maryd97 · 2025-04-01T10:06:17Z

Made me realize I don't really know what my own policy covers, um, might need to check that... anyone else had surprises like this?

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Kansas (KS) Car Insurance

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robert_dreamer

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Yeah, insurance companies really don’t care about your mods unless you’ve got some kind of special rider. I had a buddy who put a ton into his WRX and when it got rear-ended, they basically ignored everything aftermarket. Honestly, feels like you’re just throwing money away if you expect to get any of it back.

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just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

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